Welcome to Credio

We make technology simpler and more trustworthy. We deliver context based customer experience.

Business meets Technology

We bridge business leaders and technology innovators by making technical terms simple and relevant to corporate objectives


Global Footprint

We build a strategy for the international presence, including identifying early adopters, a channel to reach the customer, a sustainable business model and an ecosystem of local partners  


Social Impact

We believe that technology can help some of the world’s most important social problems. We work hard to increase the impact of the donor-funded projects in order to improve millions of lives around the world

About Us

We use innovations to bridge business gaps and to seize market opportunities

Context-Aware Security 

At Credio, we help businesses maintain the critical balance between data security and robust customer adoption. We enable trust as a business driver. Our approach is to help incubate innovation in the marketplace from a consumer perspective by adding security and privacy controls.  

Global Business Outlook

We realize that global businesses face regional challenges—precipitated by unique socio-cultural, economic, and political conditions. We roll up our sleeves and tackle ground realities to help businesses become more competitive, customer-driven, and future-ready. To do this, we understand the market and customer behavior, along with social and cultural conditions. We also consider government laws and regulations to ensure a successful global launch. 

Leaner, Goal-oriented Approach

Our approach is analytical and logic-driven. Thoughtful innovation includes macro thinking and paying attention to micro details. We take pride in our expertise, but don’t impose it on our customers. Instead, our approach is highly individualized and customized for different business requirements. We don’t impress our clients with what we have done. Instead, we emphasize on what we can do.

Balancing Security and Privacy

The marketplace is becoming increasingly data driven and digitally focused. We believe brands should be able to connect with people and establish trust. Consumers share a lot of personal information—this data is sacred. We ensure that data security benchmarks are maintained. However, user experience cannot be compromised for security. 

  • We bridge technology innovation with business
  •  We help build trusted global partnerships

Our Services

We create holistic business models to ensure that businesses can gainfully interact with their customers.  We ensure innovation is simple, scalable and sustainable.
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Case Studies




Credio Rolls Out a New Payment Security Service for Retailers

Taking a new step forward in response to recent data security breaches, Credio, the company renowned for bridging technology innovation with business ...

PCI PTS V3.x to V4.0 Gap Analysis

Contents Revision Control4 Introduction. 5 Considerations. 5 Side by Side V3.1 / V4 Comparison. 6 Evaluation Module 1: Core Requirements. 6 A – ...

Giving Your Finger

The increase in fingerprint authentication on phones conversations has made me wonder if we are entering a new era of trust or simply more features on...

Thank you for disrupting me!

Over the years, I have been impacted by disruptive innovation and I would like to thank the leaders for doing so. Some of them are gone but, most of t...

Apple’s decision to ignore NFC is looking better every day

For years, Apple pundits’ favorite game was to guess when the iPhone would finally support NFC, or Near Field Communication . If only Apple would supp...

Eureka! moments

Elon Musk in an interview with Fortune magazine recalled how he came up with SpaceX idea. According to the magazine, His eureka! Moments happen every ...

Google dials a different tone

I found 2 interesting observations in Nokia’s announcement today. In 2007, Nokia with its Symbian OS had 70% market share in India which was fastest ...

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